Say goodbye to disorganized WhatsApp groups and manual hardcopy ledger books. ChamaPro automates contributions, loans, table banking desk sessions, merry-go-round cycles, and Safaricom M-Pesa collections in full compliance with the Kenyan Community Groups Act.
Every feature is designed around real table-banking rules, merry-go-round turns, and loan guarantee exposure limits.
Open a meeting desk session, record cash & M-Pesa collections, disburse short-term emergency loans on the spot, and reconcile with zero variance.
Configure Flat Rate or Reducing Balance amortization. Real-time guarantor exposure checks ensure members cannot guarantee beyond unencumbered savings.
Direct STK Push prompts to members' mobile phones. Automatic matching against membership or invoice numbers with duplicate-proof idempotency.
Manage contribution cycles, automated rotation roster, mutual position swaps with member consent, and traceable round payout releases.
Ring-fenced benevolent fund for bereavement, hospitalization, and celebrations. Vetting workflow with supporting documents and dual sign-off.
Accounting-grade ledger with Chart of Accounts, balanced journal vouchers, reversals instead of silent edits, and instant Trial Balance generation.
Simple flat monthly or annual pricing in Kenya Shillings (KES). 14-day free trial with full feature access.